This home qualifies for a 3. 99% rate for the first 7 years ask for details!! Step into a piece of old florida charmwhere craftsmanship, character & comfort come together beautifully in this 2 bed, 1 bath bungalow with a fully finished studio adu (mother in law suite/apt). This wellmaintained home sits in an x flood zone&greets you with a welcoming front porch and classic architectural lines that instantly transport you to a time when homes were built with artistry and intention. Inside, youll find rich wood trim, high baseboards, crown molding, and original style details that highlight the vintage soul of the home. Engineered hardwood floors, warm natural light, and a cozy wood burning fireplacecreate a timeless, inviting atmosphere from the moment you walk in. The spacious dining roomsurrounded by windowsoffers the perfect blending of charm &openness. The kitchen continues that nostalgic feel with warm wood cabinetry, updated counters, stainless steel appliances, & a functional layout designed for everyday ease. Modern & recent improvementslike updated windows (2023), newer roof(2023), electric water heater, &stackable washer/dryer ensure the homes comfort matches its character. Both bedrooms offer serene spaces framed with classic detailing &natural light. The bathroom features traditional tilework that complements the home's historic feel. **and the real bonus** tucked behind the main home is a finished accessory dwelling unit (adu), ideal for use as the 3rd bedroom w/2nd bath, guests, in laws, a home office, or potential rental income. With vaulted ceilings, a kitchenette, and upgraded sliders leading to it's own private patio area, the adu feels like its own charming retreat. Perfectly situated for daily convenience &weekend adventures, this home is only a 4 min drive to main st in downtown dunedin, approximately30 minutes to tampa international airport (tpa),25 minutes to st. Peteclearwater airport (pie),less than 15 minutes to world famous clearwater beach, and just moments from nearbyshopping, grocery stores, cafes, &everyday essentials. **old world charm**modern day comfort**endless opportunity**if youve been searching for a home with history, heart, and built in versatilitythis one is truly special.